A Realtor credit to the borrower does not affect the borrower’s loan to value unless it exceeds the cap for an interested party contribution. Contact me first to discuss the loan structure.

Related Question: Fannie Mae & FHA – VA – Realtor Credit: Does a $500 credit from a Realtor commission to the borrower affect the LTV as an IPC (Interested Party Contribution)? [MC Chart-Interested Party Contributions-All Agencies] Answer-Fannie Mae: For Fannie Mae, an IPC does not need to be subtracted from the purchase price UNLESS you […]

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