Compliance – Policy on Credit Report Name Errors: When should we re-run a credit report when we discover minor issues such as name misspellings, nicknames vs. formal name or missing addresses?

Answer: In most cases you can resolve credit report variables for the borrower’s name, by an aka statement.  However, if there is an issue with a married name vs. maiden name you will likely need a new credit report. In some cases, addresses can be resolved with an LOE, but for a DOB or SSN […]

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