Credit – Freezing Credit – What is the difference between locking credit, freezing credit and a fraud alert? [NEW MTP™ – Guide to Freezing Your Credit!]

Answer: With all of the credit breaches and identify theft going on, consumers have been on high-alert regarding their credit. Locking, freezing and fraud alerts have been a huge money maker for credit bureaus as consumers scrambled to find ways to protect their credit.  Depending on the bureau definition of “lock” vs. “freeze” they may […]

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