Answer: Disputed accounts do not need to be removed from a credit report when using FHA Financing. FHA does not require that the disputed accounts be removed. Reference: Handbook 4000.1 II.A.4.b.iii.(B)-(C) How are disputed credit accounts considered when using the TOTAL Scorecard? Disputed Derogatory Credit Accounts Disputed Derogatory Credit Account refers to disputed charge off accounts, disputed […]

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