FHA- Credit Pulls Prior to Closing: Does FHA require a credit refresh or a soft pull at the end to be sure he hasn’t incurred any new debts?

Answer: FHA does not have a requirement to re-pull credit automatically right before closing, but they do require it when there are inconsistencies between any information in the mortgage file and the original credit report. That said, you may want to discuss this situation with your management regarding your company procedures, as some lenders may […]

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