FHA – Identity of Interest: Is an employee/employer relationship considered an identity of interest?

Answer: Yes. However, FHA does allow a few exceptions to the LTV limitation for certain employer/employee transactions. See the full guideline below. Reference: 4000.1, II, A, 2, b, ii (A) LTV Limitations Based on Identities of Interest (1) Definitions: An Identity-of-Interest Transaction is a sale between parties with an existing Business Relationship or between Family […]

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