FHA – Non-Occupying Borrower – 2-Unit: What is the maximum LTV for an FHA loan if I use a non-occupying co-borrower?

Answer: The answer is that it depends!  See the guideline below to determine if your borrower can use the maximum LTV of 96.5% or 75%. Reference: 4000.1, II, A, 2, b, ii (B)LTV Limitations Based on Non-Occupying Borrower Status (1) Definition: A Non-Occupying Borrower Transaction refers to a transaction involving two or more Borrowers in which one or more of […]

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