USDA – Computing Ratios – What is the guideline for front- and back-end ratios for GUS and Manually underwritten loans.
Answer: Maximum ratios for GUS in order to maintain an “Accept” finding. Keep in mind that every piece of data you enter in GUS gets a point value towards the scorecard. (GUS is an adopted version of FHA TOTAL Scorecard.) Generally speaking…the total debt ratio should be less than 46%. While not in all cases…45% […]