VA-Income Based Repayment [IBR]: How do I calculate an IBR student loan payment for a VA loan? [Chart – Student Loan Repayment Rules – All Agencies]

Updated Chart on 5/9/2018 – Student Loan Chart/Checklist- FHA/VA/USDA/Conventional Comparison Answer: VA has no prohibition in the Lenders Handbook regarding the use of IBR payments, and my conversations with my VA Regional Office have confirmed this.  So IBR payments can be used to calculate DTI on a VA loan.  (See the VA Student Loan guideline […]

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