VA – Student Loan Default: If a borrower has a defaulted student loan but no CAIVRS alert, how do we calculate liability?

Answer: If this is a federal student loan, it would fall under the guidelines below.  If, by chance, it’s a private loan, then it would be disregarded. Reference: VA Lenders Handbook VA –  If student loan repayment is scheduled to begin within 12 months of the date of VA closing, lenders should consider the anticipated […]

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