Brandon Butler

Fannie Mae SEL–2020-04 – Dated August 5, 2020 and DU Version 10.3 August Update – Dated July 29, 2020 – Updated Solar Panels Chart – All Agencies

Written by: Lloyd Rutherford, Staff Writer Finally, we are getting guideline updates that do not center on COVID!  In this article stay up to date on Fannie Mae’s latest policy updates and changes. Rule Synopsis: Fannie Mae is updating their selling guide for a variety of topics. This article will focus on the topics that […]

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Fannie Mae – Updated FAQs for COVID – Dated July 29, 2020 and Freddie Mac – Updated FAQs for COVID – Dated July 29, 2020

Written by: Lloyd Rutherford, Staff Writer The agencies are being bombarded with questions during COVID.  This FAQ addresses many of the most common questions.  Take the time to read through these and make your life easier! Rule Synopsis: The GSE’s (Fannie Mae and Freddie Mac) have updated their FAQ documents for COVID-related (temporary) changes to […]

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VA Circular 26-19-22 Change 1, Clarification and Updates to Policy Guidance for (IRRRLs), Effective July 24, 2020. New Chart – VA IRRRL Old Guidance vs. New Guidance

Written by: Tracey Rumsey, Staff Writer With the low rate environment, chances are good that you are very busy with refinances.  If you work with VA Refinances, there are new rules.  Read through this article to view the old guidance vs. the new guidance. Effective date July 24, 2020 Summary VA Circular 26-19-22 Change 1 […]

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CFBP – ATR and QM Thresholds Updated – Dated July 17, 2020

Written by: Lloyd Rutherford, Staff Writer Understanding what triggers a high-cost mortgage is important to anyone in the origination side of this business.  This article reviews the latest update for these thresholds. Rule Synopsis: The CFPB is required to calculate annually the dollar amounts for various topics contained in Regulation Z (aka The Federal Truth-in-Lending […]

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Fannie Mae’s Top Trending Questions – Dated June 22, 2020

Written by: Lloyd Rutherford, Staff Writer If there is a trending question with the agencies, then this means that multiple people are asking it.  The trending FAQs is an excellent way to quickly stay up to date and learn new things. Rule Synopsis: Fannie Mae updated their top trending questions. There are 24 questions and […]

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