Brandon Butler

Myth Alert! Too many potential homeowners believe that they need a lot of money to purchase a home, so they end up renting far too long! The real truth is that there are a lot of programs that require a minimal investment or very little at all, so let’s talk about your situation!

Myth Alert! Too many potential homeowners believe that they need a lot of money to purchase a home, so they end up renting far too long! The real truth is that there are a lot of programs that require a minimal investment or very little at all, so let’s talk about your situation!

Related Article Title: Freddie Mac – LPA Feedback Message Updates – Effective December 3, 2019 and January 25, 2020 and February 4, 2020 – Dated November 21, 2019 Written by: Lloyd Rutherford, Staff Writer One of the best things you can do for your business is to understand how your AUS systems work. This update […]

A subscription is required to access this content—please view our available subscription options. If you are a current subscriber, please log in.

Thinking about going Green to make your home more Energy Efficient and Earth Friendly? There are great home loan programs that can help you accomplish that. They can be used on both a purchase or a refinance.  If you’d like a free fact sheet, comment below!

Thinking about going Green to make your home more Energy Efficient and Earth Friendly? There are great home loan programs that can help you accomplish that. They can be used on both a purchase or a refinance.  If you’d like a free fact sheet, comment below!

Related Article Title: Freddie Mac Selling Guide Update – Bulletin 2019-25 – Dated December 4, 2019 – Updated MTP™ – GreenChoice® Home Loans – Energy Efficient & Earth Friendly Written by: Lloyd Rutherford, Staff Writer There are some game-changer updates in this article that will give you the edge over your competition if you read […]

A subscription is required to access this content—please view our available subscription options. If you are a current subscriber, please log in.

VA guidelines are very sensitive to your private information. For instance, they make it clear to lenders that documentation of a borrower’s divorce should not be requested unless it is necessary to verify the amount of any alimony or child support liability. If you are unsure about what documentation a lender may be seeking, contact me before you consider buying a home, and I’ll help guide you through your questions!

VA guidelines are very sensitive to your private information. For instance, they make it clear to lenders that documentation of a borrower’s divorce should not be requested unless it is necessary to verify the amount of any alimony or child support liability. If you are unsure about what documentation a lender may be seeking, contact me before you consider buying a home, and I’ll help guide you through your questions!

Related Article Title: How do you Document VA Pension Paid to Ex-Spouse? Question: My Veteran client is refinancing their home on a cash-out basis. His ex-spouse is paid half of his pension and this has been happening for years.  We have a pension statement from the VA verifying the payout to the ex-spouse and tax […]

A subscription is required to access this content—please view our available subscription options. If you are a current subscriber, please log in.

If you have a student loan with a payment based on your income, it’s a good idea to keep a copy of that agreement to prove your arrangement when applying for home financing. Curious about how a home financing lender counts student loan debt? Let’s Talk! I’m happy to answer your questions.

If you have a student loan with a payment based on your income, it’s a good idea to keep a copy of that agreement to prove your arrangement when applying for home financing. Curious about how a home financing lender counts student loan debt? Let’s Talk! I’m happy to answer your questions.

Related Article Title: Fannie Mae – Student Loans – Documenting Income-Based Repayment Amount Question: My borrower is on an income-based repayment plan for his student loan, which is $0/month. I have a statement showing the $0 payment as well as the credit report showing a $0 payment. However, processing believes I need more documentation that […]

A subscription is required to access this content—please view our available subscription options. If you are a current subscriber, please log in.

Did you know that VA waives their funding fee for Veterans who have a qualified disability? That’s a big cost savings so let’s be sure to talk before you apply for a home loan to make sure you receive all the benefits you are entitled to!

Did you know that VA waives their funding fee for Veterans who have a qualified disability? That’s a big cost savings so let’s be sure to talk before you apply for a home loan to make sure you receive all the benefits you are entitled to!

Related Article Title: VA – Waiving the Funding Fee on a Disabled Veteran Question: My clients are both Veterans and one is a disabled Veteran. Will VA allow me to exempt the funding fee when only one is disabled? Answer: You can use either veteran’s eligibility for the loan. Simply list the disabled spouse as […]

A subscription is required to access this content—please view our available subscription options. If you are a current subscriber, please log in.

Scroll to Top