Buying a new home is exciting and we know you are dreaming of all the things you need to buy. Important Tip: Do NOT add any debt while your home loan is in process, as this could affect your ability to qualify for your new home! If you must add debt, call me first and let’s discuss the impact that decision may have on your loan approval.
Related Article Title: Requirements for a QC Credit Pull Question: Our client’s credit was pulled at the end of May. Our debt monitoring flagged a new account opened early in May, but this was not listed on the credit report. Are we required to re-pull credit? Answer: USDA requires documentation in the file of the […]