Category: Freddie Mac

Freddie Mac Selling Guide Updates – Bulletin 2020-36 – Dated September 2, 2020 – Updated “Grossing Up Income Chart”

Written by: Lloyd Rutherford, Staff Writer Freddie Mac is getting back into the rhythm of guideline changes and clarifications.  This update includes some important changes that may have you considering using Fannie Mae for some types of income! Rule Synopsis: Freddie Mac is updating their selling guide for a variety of topics. This article will […]

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Wedding Gifts & Buying a Home! Did you know that wedding gifts deposited into your bank account 90 days or less from the date of your marriage license can be used to purchase a home?  For many of my clients these gifts have been the boost that they needed to buy a home.  Getting married?  Let’s chat!

Wedding Gifts & Buying a Home! Did you know that wedding gifts deposited into your bank account 90 days or less from the date of your marriage license can be used to purchase a home?  For many of my clients these gifts have been the boost that they needed to buy a home.  Getting married?  Let’s chat!

Related Article Title: Freddie Mac Selling Guide Updates – Bulletin 2020-36 – Dated September 2, 2020 – Updated “Grossing Up Income Chart” Written by: Lloyd Rutherford, Staff Writer Freddie Mac is getting back into the rhythm of guideline changes and clarifications.  This update includes some important changes that may have you considering using Fannie Mae […]

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Freddie Mac Selling Guide Updates – Bulletin 2020-31 – Dated August 5, 2020

Written by: Lloyd Rutherford, Staff Writer Freddie Mac is joining Fannie Mae in getting back to updating their underwriting guidelines that do not involve COVID.  Read through this update for some important changes to monthly obligations and appraisals. Rule Synopsis: Freddie Mac is updating their selling guide for a variety of topics. This article will […]

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Freddie Mac News – True Lies – Forged CPA Letters – Dated July 22, 2020

Written by: Lloyd Rutherford, Staff Writer Keeping up on fraud in our industry is a tough task!  Thankfully, the agencies are good at detecting fraud and passing this information onto us.  This fraud update is especially timely as it deals with Forged CPA letters. Rule Synopsis: Freddie Mac issued their sixth edition of “True Lies”, […]

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Freddie Mac Selling Guide Updates – Bulletin 2020-20 – Dated June 3, 2020

Written by: Lloyd Rutherford, Staff Writer Freddie Mac made a very convenient change for lenders seeking property insurance requirements, and helped those of you who work with condominiums.  Read through this update if you think these changes may impact your business. Interpretive Comments: Property Insurance Requirements Freddie Mac is adding the Property Insurance Requirements to […]

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