Category: Universal Topics

What Was Added? What Was Changed on Mortgage Currentcy This Month?

In each Rules Issue, we post, “What was Added and What Was Changed!”  This helps our subscribers stay up to date on all of the additions to the site and changes to our charts, checklist, and MTPs that are changed each month due to guideline updates. What Was Added This Month! Charts & Checklists: Found […]

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Non-Permanent Residents and DACA Recipients – Did you know that there are home financing programs available to you with the same loan programs and terms as U.S. citizens?  Before a lender tries to talk you into high down payments or higher than market rates, let’s chat!

Non-Permanent Residents and DACA Recipients – Did you know that there are home financing programs available to you with the same loan programs and terms as U.S. citizens?  Before a lender tries to talk you into high down payments or higher than market rates, let’s chat!

Related Article Title: Which Agency Programs Allow Non-Permanent Residents? Question: What mortgage programs are available for non-permanent residents? Answer: All agencies [Fannie Mae, Freddie Mac, FHA, VA, and USDA] will accept non-permanent residents with a valid EAD [Employment Authorization Document]. Your client should also have a document showing their type of Visa. If they do […]

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Which Agency Programs Allow Non-Permanent Residents?

Question: What mortgage programs are available for non-permanent residents? Answer: All agencies [Fannie Mae, Freddie Mac, FHA, VA, and USDA] will accept non-permanent residents with a valid EAD [Employment Authorization Document]. Your client should also have a document showing their type of Visa. If they do not, they can get proof of their status online […]

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What Programs Allow DACA Status Borrowers?

Question: What is the position of the agencies [or industry standards] related to DACA [Deferred Action for Childhood Arrivals] recipients? Answer: Fannie Mae, Freddie Mac, and USDA are pretty clear about accepting DACA recipients. They all are fine with that status. FHA is the one that is unclear, which means that some lenders will allow […]

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What Was Added? What Was Changed on Mortgage Currentcy This Month?

In each Rules Issue, we post, “What was Added and What Was Changed!”  This helps our subscribers stay up to date on all of the additions to the site as well as changes to our charts, checklist, and MTPs that are changed each month, due to guideline updates. The COVID-19 Updates keep coming, but there […]

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