Category: Universal Topics

What Was Added? What Was Changed on Mortgage Currentcy?

In each Rules Issue, we post “What was Added and What Was Changed!”  This helps our subscribers stay up to date on all of the additions to the site as well as changes to our charts, checklist, and MTPs that are changed each month, due to guideline updates. What Was Added This Month! Mortgage Currentcy […]

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What Was Added? What Was Changed on Mortgage Currentcy?

In each Rules Issue, we post “What was Added and What Was Changed!”  This helps our subscribers stay up to date on all of the additions and chart/checklist/MTPs and other documents that we change each month, based on the new guidelines issued by the agencies. What Was Added This Month Charts & Checklists: Earnest Money […]

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NEW Extenuating Circumstances – All Agency Comparison Chart

Written by: Tracey Rumsey, Staff Writer Life happens, Sometimes Life Throws a Curve Ball & Disrupts a Client’s Credit History! Read this article and check out our new chart to be the hero to more clients. Interpretive Comments: Borrowers who have had more recent major derogatory credit issues that prevent them from receiving an automated […]

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Life Happens!  Anyone can run into a problem that just wrecks their credit.  Lenders look at the reasons why, and one of those is called “extenuating circumstances”.  So if you’ve had a bad divorce, medical issue or loss of job that caused a “blip” in your credit history, PM me and let’s discuss it!

Related Article Title:  NEW Extenuating Circumstances – All Agency Comparison Chart Written by: Tracey Rumsey, Staff Writer Life happens, Sometimes Life Throws a Curve Ball & Disrupts a Client’s Credit History! Read this article and check out our new chart to be the hero to more clients. Interpretive Comments: Borrowers who have had more recent […]

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Universal – Alternatives to the Traditional LOS System? An Insights Report from STRATMOR Group

Written By:  Tammy Butler, Master CMB The CFPB continues to clarify industry questions from lenders regarding TRID disclosures and RESPA requirements.  In this update the bureau addresses, construction loans. Interpretive Comments: Collecting data and watching for trends in our industry is one of the many tasks performed by STRATMOR Group, a mortgage industry advisory firm.  […]

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