FHA does not consider a cousin a family member for non-occupying co-borrower or gift funds consideration. For a list of who is considered a family member, comment below and I’ll send you a list!

Related Article Title: If a non-occupying co-borrower is a cousin, are they considered a family member for an FHA loan? Answer: Unfortunately, a cousin is not considered a “family member” per the FHA  definition.  That said, the cousin can be a non-occupying co-borrower, but the LTV will be limited to 75%.  Please see the full […]

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