If a mortgage is not reported to the credit bureau, we can document the borrower’s payment history by getting a verification of mortgage from the lender.

Related Article Title:  FHA – Mortgage Not Showing on Credit Report:  Does FHA require a VOM & 12 months cancelled checks when the mortgage does not show on the credit report? Answer: FHA only requires a VOM from the servicer and has no special stipulations when the servicer is a private lender when underwriting with […]

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