If a student loan is in deferment, Fannie and Freddie will use 1% of the outstanding balance to qualify a borrower for a mortgage loan.

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Fannie Mae & Freddie Mac-Student Loan Payment Calculation:  How do I calculate a student loan payment that shows $0 and is in deferment?  [Student Loan Chart]  Answer: Both agencies require 1% for deferred student loans.  See excerpts from selling guides below for both Fannie Mae and Freddie Mac.  Also, we have a very useful and […]

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