If your client needs to close before their raise or new job begins, give me a call. There are programs available for these situations.

VA-Use of Future Retirement Income: If a VA borrower is closing in February and they will receive a raise in retirement income in July, can we use the July Income? Answer: VA doesn’t discuss this scenario exactly in their guidelines.  A typical prudent underwriting approach would be to allow the July retirement income amount if […]

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