Issue: Rules – December 10, 2018

FHFA Announces Maximum Conforming Loan Limits for 2019

Written By: Lloyd Rutherford, Staff Writer We sent out an announcement via email and social media on the new loan limits. Here is the official announcement and links for your use. Rule Synopsis: The GSEs (Fannie Mae and Freddie Mac) at the direction of their regulator, the Federal Housing Finance Agency (FHFA), have announced the […]

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Fannie Mae Selling Guide Announcement SEL-2018-09 – Dated December 4, 2018

Written By: Lloyd Rutherford, Staff Writer Fannie Mae has just released some interesting updates that are sure to keep you one step ahead of your competition.  Read through this article to find out what they are and how to get this information out to your referral sources before your competition. Rule Synopsis: Fannie Mae is updating […]

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Universal – NEW Chart – Debts Paid by Others – All Agencies

Written By: Lloyd Rutherford, Staff Writer We get a lot of questions regarding Debts Paid by Others through our Ask the Experts feature.  To assist our subscribers, our experts have created an ALL agencies chart for this subject. Interpretive Comments: Variation in the guidelines regarding what is counted when a debt is paid by others […]

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Freddie Mac Multiple Selling Guide Updates – Bulletin 2018-23 – Dated November 28, 2018 – Effective December 9, 2018

Written By: Lloyd Rutherford, Staff Writer Freddie Mac is doing their best to keep up with Fannie Mae when it comes to relieving lenders of reps and warranty issues.  Read through this article to find out what Freddie is releasing this month. Rule Synopsis: Freddie Mac is updating their selling guide for a variety of […]

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CFPB – BCFP Issues Annual Fair Lending Report – Dated December 4, 2018

Written By: Tammy Butler, Master CMB Never underestimate the CFPB and their priorities regarding mortgage lenders.  There are many uninformed ranters on the internet speaking of the demise of the bureau, and that couldn’t be farther from the truth.  Read this article to learn about the latest edition of the bureau’s fair lending report. Rule […]

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