Issue: Rules – January 10, 2019

Government Shutdown Update – Fannie Mae and Freddie Mac

Written By: Tammy Butler, Master CMB Fannie Mae and Freddie Mac issued revised guidance for those affected by the Government Shutdown. Fannie Mae issued Lender Letter 2019-02 – Dated January 16 -2019 Freddie Mac issued Bulletin 2019-3 – Dated January 16-2019 We have linked both of these documents in Supporting Resources Below Both updates mention […]

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Mortgage Currentcy™ Releases 3 NEW Reference Charts – NEW Rental Income Requirements – All Agencies, NEW – Business Debt in Borrower’s Name – All Agencies, NEW FHA Manual Underwriting Guidelines PLUS Some Need-to-Know Info and Updates!

Written By: Tammy Butler, Publisher, Mortgage Currentcy™ How and Why We Add Charts and Checklists Mortgage Currentcy™ is always interested in ideas for reference materials that will make life easier for our subscribers!  These ideas generally come from two sources. If we see a topic trending in our “Ask the Experts” feature, we know that […]

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Fannie Mae Appraiser Update – Dated December 2018

Written By: Lloyd Rutherford, Staff Writer If you are thinking about expanding your practice to Modular Home lending, pay attention to this update!  If you’re not, it might be time! Rule Synopsis: Fannie Mae publishes an Appraiser Update in a newsletter format and contains some very useful information. We will cover some of these topics: […]

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CFPB – HMDA Data Disclosure Policy Guidance – Dated December 21, 2018

Written By: Tammy Butler, Master CMB After years of preparation, the days are finally here where lenders will be uploading their HMDA data into a new system, new bureau and twice the amount of data as before.  As this affects all areas of origination, this is a must read. Rule Synopsis: Effective January 1, 2018 […]

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Freddie Mac News Center Bulletin – Introducing CHOICEHome – Dated December 6, 2018

Written By: Lloyd Rutherford, Staff Writer Freddie Mac has jumped into the Manufactured Housing pool with Fannie Mae.  In this article we highlight Freddie’s new program. Rule Synopsis: Freddie Mac is expanding their offering for manufactured housing due to their duty-to-serve initiative.  It is not too dissimilar to Fannie Mae’s MH Advantage. We will highlight […]

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