MortgageCurrentcy Subscriber Library



At Freddie Mac, we strive to further our affordable housing mission by expanding access to credit responsibly and providing opportunities for wealth building and sustainable homeownership for low-income Borrowers. With the new Freddie Mac Refi PossibleSM Mortgage offering, homeowners can benefit from refinancing to reduce their monthly mortgage payment and build long-term wealth. This offering creates more equitable opportunities by making it easier for homeowners in low-income brackets to refinance their Mortgages. Refi Possible is intended to reach low-income Borrowers who can benefit from refinancing and provides flexibilities to incentivize Sellers to serve these eligible Borrowers on an ongoing basis.

Refi Possible is a new “no-cash out” refinance offering for low-income Borrowers that we are introducing under the guidance of the FHFA and in coordination with Fannie Mae.

Effective date

Refi Possible is available for Manually Underwritten Mortgages with Application Dates on and after August 30, 2021, and for submissions to Loan Product Advisor® on and after August 30, 2021.

Document type:

  • Agency Bulletin/Form


Freddie Mac


Scroll to Top