MortgageCurrentcy Subscriber Library


This chart contains an all agency comparison for Depreciation/Depletion and Other Income that can be added back. These types of income are considered “paper” write-offs which means that there was no real expense.  Therefore, the agencies allow these types of incomes to be added back to determine the real income for the borrower. These add-backs are most common for self-employed borrowers.

Document type:

  • Income Analyzer


All Agency, Fannie Mae, Freddie Mac, Fannie Mae and Freddie Mac, FHA, VA, USDA


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