Myth Alert!  Conventional loans do not require the borrower to have 3 credit scores. They only require that the lender order a three-credit score report where at least 1 credit score is obtained. Have a credit question?  Let’s talk!

Related Article Title: Can You Use One Credit Score? Question: Our borrower is only reporting one credit score.  Can we use this score, or do they need to have 3 credit scores reporting? Answer: As long as DU or LPA accept the one score, that would be acceptable. Fannie and Freddie do not require you […]

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