Not having a credit score doesn’t mean you have bad credit, it means you have no credit history with the credit bureau. Yet having no credit score does not mean you cannot get a mortgage loan. We have other ways to help you show a lender how you are a responsible bill payer. Call me 1st and let’s talk!
Related Article Title: USDA – Credit Score for Joint Applicants – If the co-borrower has no credit score, can we use the credit score of the borrower to take advantage of better pricing? Answer: Even though USDA does not set lender pricing or lock policy, I can tell you from experience that I’ve never been able […]