VA – Married Veterans – Combining Eligibility: If a married couple are both Veterans, can we combine their eligibility for high-cost areas to lower the down payment?

Answer: Unfortunately, no.  VA has a set 25% maximum guaranty of the area loan limit per LOAN, not per entitlement used.  So even though you may split the entitlement used between two veterans, the amount of down payment required doesn’t change. Social Media Post: VA does not allow two married veterans to combine their eligibility [...]