Tag: credit event seasoning

Date Used for Derogatory Credit Waiting Period

Question: We are working on a conventional refinance where the borrower had a derogatory credit event.  To ensure that we meet the seasoning period required by Fannie Mae, what is the date that they use for the waiting period? – Mortgage Currentcy – Derogatory Credit Wait Periods Chart Answer: Per the requirements of B3-5.3-07, Significant […]

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