Fannie and Freddie – New Graduate Employment History – If a borrower is a new graduate and is now employed, can we use the years in college as employment history?
Answer: Yes. Fannie and Freddie do not necessarily require a two-year history until it comes to variable income sources such as Bonus, OT, Commission, and Self-employment. You may want to include the borrower’s school transcripts or trade-school diploma to show they were in school for the past couple of years and that the job lines [...]