Compliance – FHA Guaranty Issue: If we closed an FHA loan (TOTAL) with an expired credit report, but there are no changes in the credit report, is there any way to redeem that error?

Answer: Our post-endorsement experts in the industry tell me this is not a fatal error. To correct this situation, you would simply re-run the AUS TOTAL using the updated credit report.  Make sure that all of the parameters are identical to your original TOTAL findings and final approval numbers.  Include the new documents in the case [...]