Tag: FHLMC

Freddie Mac Selling Guide Updates- Bulletin 2021-29- Dated September 1, 2021- Effective November 15, 2021 & December 1, 2021

Written by: Sue Villanova, Staff Writer Freddie Mac bulletins are a great way to stay up to date on guideline changes.  Be sure to read through these latest changes to become familiar with the new guidelines. Rule Synopsis: Freddie Mac has a lot going on in this bulletin and three different effective dates, but nothing […]

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Fannie Mae & Freddie Mac – Updated FAQs for COVID – Dated September 1, 2021

Written by: Lloyd Rutherford, Staff Writer As COVID restrictions on the housing market start to unwind the FAQs are an important way to update your knowledge about what rules are or are not in effect. Rule Synopsis: The GSE’s (Fannie Mae and Freddie Mac) have updated their FAQ documents for COVID related (temporary) changes to […]

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Freddie Mac Next-Gen Manufactured Housing – A Great Affordable Housing Alternative

Written by: Sue Villanova, Staff Writer As affordable housing becomes scarcer, Freddie Mac is committed to changing the way Manufactured Housing is viewed. This article explores the role of Manufactured Housing as a lower-cost option in the foreseeable future. Interpretive Comments: Freddie Mac published their Lender News on July 15th and one of the topics […]

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Freddie Mac Bulletin 2021-27 New CHOICEReno eXPress® and Delayed Financing Changes

Written by: Sue Villanova, Staff Writer Freddie Mac published Bulletin 2021-27 introducing the more flexible CHOICEReno eXPress® product.  This article will cover the main differences between the CHOICERenovation® product and the eXPress product, a change in the CHOICERenovation® program regarding short-term financing and occupancy plus a guideline change regarding delayed financing. Interpretive Comments:  NEW Mortgage […]

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Freddie Mac Selling Guide Updates- Bulletin 2021-25- Dated July 7, 2021 – Updated Charts!

Written by: Sue Villanova, Staff Writer In this update, Freddie Mac provides clarification on guidelines for the Refi Possible® program announced in Bulletin 2021-17, updates to GreenCHOICE® transactions, and gift donors paying the earnest money direct. The changes are effective immediately unless otherwise noted. Rule Synopsis: Updated Mortgage Currentcy Charts Gift Funds & Gift of […]

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