Tag: paid off

VA Manual Underwriting – Paid Collection Accounts

Question: I have a file with some recently paid collections accounts. The credit report is showing that both collections were paid off within the last 12 months. My question is, do we consider the date the account went into collection or the date it was paid off? MC Chart – Collections – Judgments – Charge […]

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Tax & Insurance Liability When Client is Named in a Family Trust

Body Question: Our client’s name is on a property that is under a family trust. He is one of three trustees for this property, and it is owned free and clear. How do I handle the tax and insurance liability? Answer: If your client is only on the title, or in this case as trustee […]

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