Tag: Solar Panels

Solar Panel Considerations in CLTV

Question: Do leased solar panels with a lien on the title need to be factored into the CLTV? – Solar Panels – Chart – NEW MTP™ What Every Homeowner Needs to Know About Solar Panel Obligations Answer: Fannie Mae does not address this specifically (whether a leased solar panel lien should be included in CLTV).  […]

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Solar Panels and HERO Loans

Question: We are running into an issue with an FHA Streamline refinance because the HERO loan that is on the title for Solar Panels does not subordinate.  How does FHA handle this? Solar Panels – Chart – NEW MTP™ What Every Homeowner Needs to Know About Solar Panel Obligations Answer: Our understanding is that HERO […]

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Fannie Mae Appraiser Newsletter Update

Written by: Lloyd Rutherford, Staff Writer Collateral is where a lot of loans blow up at the last minute, leaving the lender in the awkward position of having charged a borrower for an appraisal and not being able to do the loan. This is why loan originators must stay up to date on appraisal issues […]

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Fannie – Freddie – FHA – VA – USDA: Do you have any guidance regarding how each of the agencies handles Solar Panels? NEW CHART-Solar Panel Guidelines-All Agencies

Answer:  We get a lot of questions on Solar Panel Guidelines, so with this issue we are releasing an All Agency Chart to help you answer those questions. Supporting Resource: Solar Panel Chart – All Agencies Social Media Post: Listing or Buying a Property with Solar Panels?  I’ve got the scoop on what the lenders […]

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