Tag: Subprime

Universal – Loan Quality Types: With the expansion of loan products, what are the differences between Non-QM and Sub-Prime loans?

Answer: There is a lot of discussion on Non-QM business as lenders have compressed margins and they are looking for loans that allow them to deviate slightly from secondary marketing constrictions and not concern themselves with the points and fees test.  Of course, doing non-QM means that there is more risk and more risk equals […]

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