Tag: Universal Topics

Non-Permanent Residents and DACA Recipients – Did you know that there are home financing programs available to you with the same loan programs and terms as U.S. citizens?  Before a lender tries to talk you into high down payments or higher than market rates, let’s chat!

Non-Permanent Residents and DACA Recipients – Did you know that there are home financing programs available to you with the same loan programs and terms as U.S. citizens?  Before a lender tries to talk you into high down payments or higher than market rates, let’s chat!

Related Article Title: Which Agency Programs Allow Non-Permanent Residents? Question: What mortgage programs are available for non-permanent residents? Answer: All agencies [Fannie Mae, Freddie Mac, FHA, VA, and USDA] will accept non-permanent residents with a valid EAD [Employment Authorization Document]. Your client should also have a document showing their type of Visa. If they do […]

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Have you ever heard of a Mortgage Credit Certificate? It’s surprising that many people don’t know about this tax credit for first-time buyers. If you would like a fact sheet about this program, comment below!

Have you ever heard of a Mortgage Credit Certificate? It’s surprising that many people don’t know about this tax credit for first-time buyers. If you would like a fact sheet about this program, comment below!

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Life Happens!  Anyone can run into a problem that just wrecks their credit.  Lenders look at the reasons why, and one of those is called “extenuating circumstances”.  So if you’ve had a bad divorce, medical issue or loss of job that caused a “blip” in your credit history, PM me and let’s discuss it!

Related Article Title:  NEW Extenuating Circumstances – All Agency Comparison Chart Written by: Tracey Rumsey, Staff Writer Life happens, Sometimes Life Throws a Curve Ball & Disrupts a Client’s Credit History! Read this article and check out our new chart to be the hero to more clients. Interpretive Comments: Borrowers who have had more recent […]

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Did you know that many mortgage loan programs will not count a business debt that is guaranteed by the business owner IF we can show that the business pays the debt and that the business can sustain the debt? Contact me with your details and I’ll help you figure that out.

Related Article Title: Mortgage Currentcy™ Releases 3 NEW Reference Charts – NEW Rental Income Requirements – All Agencies, NEW – Business Debt in Borrower’s Name – All Agencies, NEW FHA Manual Underwriting Guidelines PLUS Some Need-to-Know Info and Updates! Written By: Tammy Butler, Publisher, Mortgage Currentcy™ How and Why We Add Charts and Checklists Mortgage […]

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Software that underwrites a loan is not always right, and we know that. When this happens, we take the time to underwrite the loan “manually”. This means a real person looks at and considers your loan before a decision is made. So, if you were turned down for a loan elsewhere, give me a call and let’s see if together we can make your dream of homeownership happen!

Related Article Title: Mortgage Currentcy™ Releases 3 NEW Reference Charts – NEW Rental Income Requirements – All Agencies, NEW – Business Debt in Borrower’s Name – All Agencies, NEW FHA Manual Underwriting Guidelines PLUS Some Need-to-Know Info and Updates! Written By: Tammy Butler, Publisher, Mortgage Currentcy™ How and Why We Add Charts and Checklists Mortgage […]

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