Tag: utility bills

Do Utilities Reported on a Credit Report Need to Be Counted?

Question: Do I need to count utilities reported on a credit report when calculating the DTI [Debt to Income Ratio]? Answer: On an FHA loan, utilities are not included in the DTI ratio. [Article Published in Question & Answer Issue – September 25, 2020] Copyright © 2020 – Mortgage Currentcy – All Rights Reserved

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