There are exceptions to FHA restrictions on Identity-of-Interest transactions. Post below if you’d like a list of the exceptions.

Answer: [tweet-start]FHA will allow an exception to their Identity-of-Interest LTV restriction for Family Member transactions. Call me![tweet-end] While this would be an underwriter call, it is my opinion that this would be considered a family member transaction, which would create an exception to the maximum LTV. Reference: Handbook 4000.1 states the following: (A) LTV Limitations […]

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