USDA may allow a loan applicant to exceed their standard ratios of 29/41, but only with strong compensating factors. Contact me to discuss this before you look for property.

Related Article Title: USDA – Computing Ratios – What is the guideline for front- and back-end ratios for GUS and Manually underwritten loans. Answer: Maximum ratios for GUS in order to maintain an “Accept” finding.  Keep in mind that every piece of data you enter in GUS gets a point value towards the scorecard. (GUS is […]

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