If a VA borrower has a stable history of unemployment due to the nature of their work, it can be counted with a 2-year history.

VA-Unemployment Income:  Can unemployment income be used to qualify a VA borrower, or used as residual income? Answer: Unemployment income can only be used when your borrower has a stable history of collecting it due to the nature of their work.  For example, certain trades may only work March-November due to weather.  If your borrower […]

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