VA does not require a credit score, although lenders may require this overlay. If you have a client with no credit score, let me know. We have a solution for establishing a non-traditional credit history.
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Answer: [tweet-start]If a lender says you cannot qualify for a mortgage without a credit score, it is not always true. There are ways to do this, so call me.[tweet-end] In order to evaluate the veteran’s credit history when there is no credit score, VA requires than the underwriter analyze alternative forms of credit such as […]