When a lender looks at your credit, they can do a “soft pull” of your credit or a “hard pull”. There is a big difference between the two, so call me with any questions about what may be best for you.

Related Article Title: Compliance – Soft Pull vs. Hard Pull:  Recently, our originators are requesting the ability to pull a soft pull on a client vs. a hard pull, as other lenders in the area are doing it, and it could be a cost-saving measure.  Is this a regulatory issue? Answer: QM/ATR only requires that […]

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