When you apply for your mortgage loan, resist the urge to buy new furniture, a car or other added debt as the lender may pull a credit report right before closing to see if you acquired more debt, which could result in an issue getting your mortgage financing! Questions? Call me first!
Related Article Title – FHA- Credit Pulls Prior to Closing: Does FHA require a credit refresh or a soft pull at the end to be sure he hasn’t incurred any new debts? Answer: FHA does not have a requirement to re-pull credit automatically right before closing, but they do require it when there are inconsistencies […]