When you are buying a home, one of the biggest determiners of your credit health to a lender is your credit score. Some people think that you need a really high score to qualify for a home loan, but that’s not true. There are great programs that work with clients who have lower credit scores. Curious? Let’s chat and I will happily answer your questions!

Related Article Title: FHA Minimum Credit Score Question: Does FHA have a minimum credit score requirement? Answer: No. The only credit-score-based limitations that FHA has (for all transactions) are below. However, it is possible that you have secondary market overlays that require a 620. Reference: 4000.1 If the Borrower’s Minimum Decision Credit Score is at […]

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